常用金融英文词汇大全

常用金融英文词汇大全

金融领域是一个重要的行业，涉及到各种复杂的概念和术语。掌握一些常用的金融英文词汇对于从事金融工作或者学习金融知识的人来说非常重要。本文将为您介绍一些常见的金融英文词汇。

1. Asset（资产）

An asset is something of value that an iNDividual, company, or organization owns or controls with the expeCTation that it will PROvide future benefit.

2. LiABility（负债）

A liABility is a financial obligation or debt that an iNDividual, company, or organization owes to others.

3. Equity（股权）

Equity represents ownership interest in a company aND can be calculated by subtraCTing liABilities from assets.

4. Revenue（收入）

Revenue refers to the income generated by a business through its normal operations.

5. Expense（费用）

An expense is a cost incurred by a business in order to generate revenue aND maintain its operations.

Note:

• Income statement:

• The income statement shows the revenue and expenses of a company over a specific period of time.
• The bottom line of the income statement is the net income or net loss.

• BalanCE sheet:

• The balanCE sheet PROvides a snapshot of a company's financial position at a specific point in time.


• It shows the assets, liABilities, and equity of the company.

6. Interest（利息）

Interest is the cost of borrowing money or the return on investment for lending money.

7. Principal（本金）

The principal is the original amount of money borrowed or invested, excluding any interest or earnings.

8. Return on Investment (ROI)（投资回报率）

The return on investment is a measure used to evaluate the efficiency or PROfitABility of an investment.

Note:

• A positive ROI indicates that an investment has generated PROfit, while a negative ROI indicates a loss.

• The formula for calculating ROI is: (Net PROfit / Cost of Investment) x 100%.

• A higher ROI generally indicates better performanCE and greater PROfitability.

9. Stock（股票）

A stock represents ownership in a corporation and entitles its holder to share in its profits and assets.

Note:

• Purchasing stocks allows investors to become shareholders in companies and potentially benefit from their sucCEss.

• The stock market refers to exchanges where stocks are bought and sold.

  10. Bond（债券）/h4

  A bond is a fixed income investment in which an investor loans money to an entity (typically a government or corporation) for a defined period of time at a fixed interest rate.

  Note:

  • Bonds are considered less risky than stocks and are often used as a way to generate income and preserve capital.

  • They can be bought and sold on the bond market.

    以上是一些常见的金融英文词汇，掌握这些词汇将有助于您更好地理解和应用金融知识。

    结语

    本文介绍了一些常用的金融英文词汇，涵盖了资产、负债、股权、收入、费用等方面。熟悉这些术语对于从事金融工作或者学习金融知识的人来说非常重要。希望本文能够帮助您扩展金融领域的英语词汇量，并提升您在相关领域中的表达能力。